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Settlement basics
How partner payout coordination works without StablesPay holding funds.
Settlement basics
Longer explanations live here so payment, wallet, and settlement pages can stay focused on the next action.
3 of 3 answers
Does StablesPay hold or move my funds?P0 · settlement
No. StablesPay coordinates payment and settlement records; it does not take possession of merchant or customer assets.
Customer payments are sent to merchant-controlled receiving accounts. StablesPay can create payment requests, read on-chain evidence, and prepare records, but it cannot sign wallet operations for the merchant.
StablesPay does not custody, control, receive, transfer, pool, lend, exchange, convert, clear, or settle user or merchant assets. Merchant-held keys, approved partners, and merchant approvals control fund movement.
Does settlement happen automatically?P0 · settlement
No. Stablecoin receipt, settlement records, partner quote locks, merchant transfer, and partner payout are separate steps.
A paid order does not mean StablesPay has moved funds or triggered fiat payout. Partner payout depends on partner approval, batch state, merchant-controlled transfer evidence, and partner confirmation.
StablesPay coordinates records and instructions. It does not custody, control, receive, transfer, convert, clear, or settle merchant assets.
Who controls the settlement partner payout?P0 · settlement
The independent settlement partner controls payout eligibility, timing, and fiat disbursement; the merchant controls stablecoin transfer approval.
The merchant chooses and approves partner workflow steps inside the workspace. The settlement partner decides its own KYB, limits, bank payout eligibility, payout timing, and service terms.
StablesPay records partner status, quotes, ledger evidence, and operational instructions. StablesPay does not sit in the fund flow.
Settlement basics
How partner payout coordination works without StablesPay holding funds.